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The Most Expensive Part of a Data Breach Happens Before the Breach
A single data breach now costs organizations almost $5 million on average globally. In the United States, the average cost is higher than other geographies and is currently at $11.5 million which is 13% higher than the cost was in 2025. AI-driven attacks increased 50% over last year, adding $1 million to the cost of breach in the U.S. This data comes from IBM's Cost of a Data Breach Report 2026, and those numbers should concern every executive. However, the cost is distinguis
srjosephlawfirm
Jul 313 min read


AI Transformation Is Not Linear - And That Changes Everything
Across the strategic advisory work we’re doing around AI transformation at TULIP Advisory Professionals, a consistent pattern is emerging: many leaders are treating AI like the next version of prior disruptive technologies. It’s not. Previous waves of technology largely changed how work was performed through new systems, processes, or workflows. AI is fundamentally different because it is changing how decisions are made, how knowledge is created, how risk moves across organiz
srjosephlawfirm
May 192 min read


Cash at the Top, Risk at the Bottom: Stretching Payment Terms, Breaking Supply Chains
Recent data shows that many suppliers are reporting delayed payments as buyers try to preserve cash by stretching payment terms in the current environment of tariffs, inflationary pressures, and geopolitical uncertainty. But holding invoices longer and extending payment terms isn’t just an inconvenience for many suppliers - especially small and mid-sized ones - it's an organizational safety vulnerability. To the buyer, it may look like a finance decision or a commercial cont
srjosephlawfirm
Apr 172 min read
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